The coronavirus pandemic has taught us many things, but two of the most important things are that we need to take care of our health and our finances. While two separate categories, they are inextricably linked. United States household and consumer debt reached a record high of $14.3 trillion in the first quarter of 2020, according to the Federal Reserve Bank of New York’s quarter 2 Household and Credit report. After the effects of COVID-19, which resulted in many households and individuals constricting on finances, the second quarter saw a drop in overall debt of about $34 billion, the first drop since 2014. The practice of being indebted is not…